On Feb. 19, 2022, client’s insurance expired for non-payment. On Feb. 20, 2022, client was in a car accident. On Feb. 23, 2022, client renewed the policy, but didn’t mention the accident. When a civil attorney made a claim against the policy on February 24, 2022 for the accident, State brought charges asserting that he’d made a fraudulent application for insurance (the renewal) by not disclosing the accident (client thought he had a grace period to pay the renewal). Client decided to plea rather than trial due to priors. ag + 3 years probation + 50 community service hours + !,592.98 cost of investigation to division of insurance fraud, $150 cost of prosecution.