Should I Give a Recorded Statement For My Insurance Claim?

Things to Consider Before Providing a Recorded Statement

It’s common for insurance companies to request recorded statements from all parties after a car accident. If an individual is unsure about giving this statement, they should seek the assistance of a car accident attorney.

It is generally advised to politely decline providing a recorded statement to the insurance company for many reasons. An experienced personal injury lawyer will help you navigate insurance negotiations after an accident, which is why it is crucial to get an attorney on your side soon after an accident takes place.

Consequences of Giving Recorded Statements to the Insurance Company

There are certain repercussions a person can face for providing an insurance company recorded statements. Insurance companies make money by collecting premiums and not paying out claims. They will scrutinize your claim to catch you in a lie or otherwise find reasons to pay you as little as possible. It is unfair, but insurance companies hire teams of lawyers to essentially create or find loopholes so they can legally avoid paying large claims.

Giving a recorded statement can work against you. Insurance adjusters who take statements have a great deal of experience manipulating car accident victims. They purposely intimidate and ask inconclusive questions, looking for statements that they can use against them.

How Can a Recorded Statement Hurt a Car Accident Victim’s Case?

Following a car accident, a person may be informed by a doctor that the symptoms of an injury may not manifest for several days. That means that if an insurance adjuster contacts an accident victim within 24-hours after the accident, the individual may not seem injured because their symptoms have not yet begun to appear.

As a result, when injuries do start to manifest days or weeks later, it can be impossible to have a claim approved because the symptoms weren’t mentioned in the prior statement.

What if I am Required To Give a Recorded Statement?

Some insurance companies require a recorded statement. While this is unfair, it is legal and sometimes, this situation is unavoidable. If making a statement, a lawyer will likely advise you to keep these factors in mind:

• Avoid admitting fault
• Avoid volunteering any information
• Avoid giving explanations and be brief
• Don’t answer questions that have no definite answer
• Don’t sign anything unless it’s first reviewed by a lawyer
• Request the statement not be recorded

Keep your answers simple and concise. An insurance company will use any ambiguous information to fight the claim.

Dealing with Insurance Claims Adjusters After an Accident

Anyone who has to deal with a claims adjuster should always be polite. Getting angry, rude or argumentative with an adjuster can actually hurt a case. The best thing to do is to hire an attorney to deal with the adjuster instead. Essentially, if an adjuster contacts you, you should refer him to your lawyer and provide your lawyer’s information.

Our team of personal injury lawyers has handled countless negotiations with insurance adjusters. At all times, our goal is to seek the maximum financial compensation you deserve to compensate you for medical bills, lost wages, property damage, and more. Call us or send us a description of your case so that we can provide you with a free consultation.