How Long Should My Car Accident Claim Take?

how long should i wait to file an accident claim

From 2015 through 2017, the state of Florida saw an average of 390,37 car accidents. The number of accidents increased each year, with a 1.67% change from 2016 to 2017. Since it’s illegal to drive on public roads without car insurance, it’s safe to assume that most of the people involved in these accidents sought to file accident claims with their auto insurance companies.

Unfortunately, Orange County has one of the highest rates of car crashes in the entire state. If you’ve recently been involved in a car accident in Orlando, you might be pondering how long a claim will take? Whether you seek compensation for property damage or more serious injuries, the expenses associated with a car accident can quickly throw off your finances. Understandably, you hope to receive a fair settlement as quickly as possible. Although many insurance companies boast fast and painless claims processes, several factors affect how quickly you will receive a settlement. A determined car accident lawyer can help expedite the process and ensure you don’t settle for less than you need.

Should I File a Car Accident Claim?

In rare instances, you could save yourself considerable uncertainty and frustration by avoiding the claims process altogether. If you were involved in a single car accident in which only your vehicle sustained some damage, it might be better to avoid filing a claim, especially if the cost of repairing your car amounts to less than your deductible. It’s also important to consider whether your insurance policy will raise your rates after filing a claim.

More often than not, you will need to report your accident to your insurer and file a claim. Be sure to take these important steps after a car accident and never admit fault.

No-Fault Insurance State

If you were hurt physically in your car accident, the length of the legal process depends on the details of the accident and extent of your injuries. Florida adopted the no-fault insurance law in 1971 to reduce congestion in the courts. Today, you can begin the car accident claims process by reporting your accident to your insurance company whether or not you were at fault for the accident.

Insurance companies should issue compensation quickly and efficiently after you file a personal injury claim; however, some circumstances may complicate your claim. For example, your medical expenses may quickly exceed the limits of your policy. Often, insurance adjusters working on your claim jump through hoops to avoid paying the full value of your claim. Sometimes, they may deny perfectly valid claims. If you do receive an offer from your insurance company, their first offer will likely be far less than what you should receive. Before accepting any settlement offer, talk to an Orlando car accident lawyer to make sure you know what your case is worth.

Factors that May Lengthen the Claims Process

How long your accident claim takes from start to finish ultimately depends on the details of your accident and extent of injuries. At The Umansky Law Firm, our team of car accident lawyers strives to help you obtain every penny you deserve for your injuries. As with the majority of cases, your injury claim might be resolved through a settlement with the insurance company; yet, it’s important to note that a small portion of cases does wind up in court.

Taking a case to court lengthens the time it takes a car accident victim to receive compensation for medical bills, lost wages, and pain and suffering after an accident considerably, which is why our team does everything possible to negotiate a fair settlement.

Get the Compensation You Deserve Sooner

On average, car accident claims may take several weeks to several months; however, complex cases may take years to resolve. Don’t settle for a ballpark time frame and do not accept your insurance company’s first offer. Talk to our team to fight for what you deserve. We’ll negotiate fiercely with your insurance company to get you the funds you need sooner.

With over 100 years of combined experience, the Umansky Law Firm has ample knowledge resolving car accident cases in Orlando and Central Florida. Attorney William Umansky sits on the Board of Directors of the Central Florida Trial Lawyers Association and is a member of the Association of Personal Injury Lawyers. He can significantly benefit your injury case in Orlando. Call us 24/7 for a free consultation or complete our contact form.